CentralCityDigsBlog

Home Insurance: The Price of it All

When purchasing a home in Sacramento, you will be asked by your lender to have home insurance by the close of escrow in order to protect their investment.  Picking the insurance firm can be tough; check out the Department of Insurance residential insurance information.

The Dept of Insurance website allows you to can compare premiums and also identify companies and contacts. 

To determine if you require flood insurance, check out the Sacramento Area Flood Control Agency (SAFCA)'s map.

Sacramento's Rainfall: Insurance Protected?

Winter weather in Sacramento is at its worst with rain and wind; occasionally blinding fog.  Being a New Englander, this seems like nothing, but with all our trees, it becomes SOMETHING!

The Sac Bee's article on Jan 13, 2008 was an interesting look at whether insurance companies will cover wind/water/tree damaged property, be it yours or your neighbors.  I've always heard that a call to your insurance company targets you as a higher risk for a future claim, which appears to still be true.

http://www.sacbee.com/103/v-print/story/628588.html